(Don't leave home without it)
Canadian Provincial Plans: (Emergency
you are leaving a Canadian province to come to the Costa
you should be aware that your provincial medical plan coverage
will not pay all your health care cost while visiting here.
Health services provided outside Canada often cost more than
the amount paid by provincial health plans. The
difference can be substantial, so you need to buy additional
health insurance to supplement your basic coverage. This
must be purchased before you leave your province of residence.
Insurance Companies and Travel Agencies:
Private insurance companies and travel
agents can advise you about extra healthcare coverage and to
provide benefits not normally covered by provincial health
medical plans. Try to purchase travel medical insurance
from an insurance company that has a signed agreement with
your provincial government health plan. This permits
your insurance company to pay Mexican physicians and hospital
claims directly, and for them to receive reimbursement on your
behalf from your provincial health care provider. This
eliminates the need for you to handle your own claims.
In all other situations, your are required to pay for insured
medical services up front, and then seek reimbursement when
you arrive back home. Keep all receipts! For more
information, consult your provincial government healthcare
provider weeks before your holiday departure date.
Keep in mind that only Emergency inpatient
and daycare surgical hospital benefits are covered by
provincial government medical plans while you are in Mexico.
You need to buy insurance for anything beyond this.
British Columbia Medical Plan
Buy this insurance if there is any
possibility of missing your flight. If you don't show up
at the airport to board your flight you may forfeit the cost of
the ticket and/or your whole trip.
Air Flight/Common Carrier:
24 hour accident insurance. Maximum
limit of $100,000 for death or dismemberment.
Baggage, Personal Effects and Currency:
Check with your home/tenant
insurance policy. You may already be covered. If
not, you may be able to add it on your home/tenant policy at
a cheaper rate than you could buy it separately.
Inquire with your existing life insurance
company to see if you're covered when on holiday.
Your existing State or Province
vehicle insurance does not cover you when traveling in
Mexico. Mexican automobile insurance must be purchased
before entering the country. Vehicle insurance may be
purchased On-Line or at border city/town Insurance Agents.